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Advise number 1) take on zero debt; 2) if you have college bound youth -- make sure they have a trade profession as well since college graduates are a dime a dozen (ie if they major in computer science; education; etc they need to have a trade before they graduate college -- eg electrican, floor tiler etc); 3) do not go into debt for a college education -- too many dreamed of a career in science only to be saddled with a $100,000 student loan and no jobs because because they are American; 4) SUPPORT Americans in the work place (if you need work done at home be sure to hire American citizens for the job); 5) live modestly; 6) get involved in your local politics -- city, county, state government.