America's Future

Because they are held accountable for damage unlike people who show up for medical treatment and aren't held accountable for the bill. The government can pass a car insurance law and try to enforce it, how do they enforce a health insurance law ? Stop people on the streets on check to see it the have health insurance, New Hampshire has no car insurance law and no major problem not having one. Outlaws in other states don't care about car insurance laws so passing a nation health care insurance requirement won't mean people who refused to be policed will comply with it.

People need food to live, try taking some and not pay for it and see what happens. The government has ok'ed theft of services from the medical industry.

The government legalised theft so people steal medical care. Most would carry insurance if they would be held accountable for their medical bills. people carry car insurance because they will be held accountable for not having it.

The government has passed laws driving up the cost of health insurance for responsable people while passing laws that let irresposable people off the hook for their medical bills so the government created the mess while giving companies tax breaks for providing their employee's with golden health care polices because it's a 100% tax write off.

it's not looking like they are going to improve the situation at all, just make it worse.

I used to pay under $100 for major medical coverage threw a trade association when I was part of a national group exempt from state meddling in the groups coverage.

After leaving the association I had to pay $200 for blue cross because i was captive of state regulators.
Went looking to move and drew MASS off the list because it was $800 a month and went to another state and paid $300 a month.

I buy health insurance to protect my assets, not pay minor doctors bills. The federal government wants everyone to buy full coverage plans if they make enough to afford them and than will give full coverage plans to low income people and let other people pay the cost.

headaches will get a CAT scan, a cold lets go to the doctor, it could be deadly and don't cost nothing because it's FREE.

In CA the price dropped 50% for woman needing to add some size because it's customer pay and not covered by insurance.

I was stupid and needed two stitches, only had major medical, they wanted my insurance card and for the next 6 months bombed me with paper work in the mail and bills and i sent out about 5 checks for 3 visits to a doctors office, not an emergency room.

it would make more sense to just hand them my credit card when I was there, paid the bill on the spot and move on, customer treated, customer paid the bill and onto the next customer instead of months of paperwork and billing by an army of billing clerks.

Does car insurance cover oil changes ? no and we don't get a bill from NAPA for the oil filter, another one from exxon for the oil and another one from the garage after the insurance company factors in co-pays and than send out 3 checks. An oil change would cost probably twice as much if not more.

We don't call our home owners insurance if the water heater needs to be replaced, we just pay out of pocket for a replacement.

the whole mess was created by the government because they let companies write off 100% of the cost of their employee's health insurance coverage and people think getting the government more involved will make things better, they need to be less involved.

No problem with medical care for pets because government meddling doesn't exist at the VETS.

middle men get in on the action when others fail to market themselves and skim off other peoples labor. The high priced imported shirt exists because somebody spots an oppertunity, same as the building contractor who is able to make a lot of profit. People invested in the retail outlets, inventory, land & equipment or in marketing the service in the case of something like an IT subcontractor type deal.

what does the worker have on the line ?

The business people are putting their capitol at risk or others people capitol at risk who are willing to take the risk, a parasite has nothing at risk. Nobody forced anyone to trust bernie madoff, they freely choose to so aren't victims without a choice, they made their choice.

People with capitol can become labor racketeers after investing money to fund whatever business they are in. Welfare Wanda is open to exploitation by a cleaning service because she has no capitol to buy a vehicle, supplies an equipment. The person who funded her equipment needs put their capitol at risk or somebody elses and she has nothing in the game or does she market her labor.

If the local lawn care/snow plow guy gets greedy somebody can come along and undercut him so there is checks and balances. That doesn't exist when the government gets involved or do they give anyone a choice in whether to take part in paying the bill.

If wal-mart decided to put an extra 1 million people on the payroll and pass along the cost of supporting the ghost employees to the consumer people would shop someplace else, if the government makes all sorts of do nothing jobs and passes out checks to all sorts of friends of government who do nothing at all, everyone has no choice but to pay.

All the big full service stock brokers went bankrupt because people took their business to the $9.99 a trade places, so the full serive places priced themselves out of business with their big fat commissions and now ETF are taking business away from high overhead managed mutual funds.

The oppertunists don't live on forever, somebody comes along and undercuts them passing the savings onto the consumer. People are buying container loads of imports and selling stuff on the streets/flea markets an in $1.00 stores, so much for the 500% markup gang.

Somebody will come along with a low overhead temp agency so employers don't have to pay $100 an hour for a $50 an hour temp employee. Amazon.com for temp employee's. Just give it time an it will happen where people can directly market themselves to people needed temp labor cutting out the high cost middle man.

http://www.city-data.com/

enter your zip code and see all the parasites getting dividends and capitol gains in your neighborhood, use your computer to do it, the parasite class funded the start up costs for most of the computer industry and your school system sold muni bonds so it could build schools for you and your children who might go to college, they have endowment funds invested on evil wall street.

than go visit all the retired people around your neighborhood and ask them if their pension check comes every month because the pension fund invested in corporate america and made money to be able to pay them a nice pension.

ask yourself how high your taxes would be if the government pension funds didn't make money on wall-street and you had to pay the whole bill for the legacy costs for your local grossly overpaid government workers.

Before USA becomes a Banana Republic, we need to reverse the downward trend of losing the artisan crafts (engineers) and processes. There may come a time in just next 3 to 4 years after which it would be impossible to go back.

It took India about 30 years to build up those processes and talent. Same for China. Both countries spend very little time and resources in sports, but do spend a lot in promoting science and technology. We did the same in late 50's and early 60's, but in the last 30 years slowly moved to non-productive education hoping that the China and India will carry us in to the future.

Consider this. Our government hires a lot of temporary workers everyday to do Billions of Dollars of projects in almost every department. They do this through a layer of Prime Contractors and Sub-Contractors. The Government pays about $130 per hour to $180 per hour through these contractors for usually 5 years for a person who makes $30 per hour. $60/hr becomes $350/hr to the government (ref: GSA schedule). The differential is the parasite fund that the government wastes that does very little productive work. One would think, with all the talk of severe budget deficit, and waste - the Government would be smart enough to directly hire on a temporary basis these workers.

The same thing happens to the private industries too. Large companies hire programmers, developers, architects through a layer of subcontractors as if temporary workers are a novel idea. This raises the cost of service or product without adding value.

The point is, we may not able to compete with anyone in the world when our society is becoming a parasite based society with very few artisans and rest parasites living off of the artisans.

Once you are a parasite, it is hard to do real productive work to earn a living. No one talks about this as the parasites protect their own until all the life force is drained out.

To whoever wrote "Going...Going...Gone": I liked your entry. It articulates clearly what outsourcing has done to America. No, its not just Barbie dolls and fly swatters but sophisticated high technology products - and with the manufacturing goes all of the other design, support, and business development jobs.

Meanwhile, the free trade fundamentalist stooges in Congress sit by as the American people sink into service sector jobs as waitresses, bar tenders, fast food workers, ... Why? Because multinational corporations have profited greatly by this outsourcing and have essentially bribed Congress, through campaign donations, to spoil any attempt to level the "free trade" playing field.

How did Japan, China, South Korea, ... acquire this expertise over time? A key factor was that they manipulated their currencies - their yen, yuan, ... - to keep them artificially weak against the US dollar. That's cheating and its not fair to American workers and business. Meanwhile, the free trade fundamentalist stooges in Congress sit by and do nothing as America suffers from the effects of this illegal currency manipulation.

WHERS ALL THE JOBS OBAMA SAID WOULD HAPPEN, SINCE HES COME INTO POWER, WE HAVE MASSIVE DEBT,MASSIVE UNEMPLOYMENT,AND HE DID ALL THIS IN 6 MONTHS, IM NOT BLAMING HIM FOR EVERYTHING, BUT ITS NOW HIS WATCH AND THE ONLY CHANGE I SEE COMING FROM HIM IS MORE AND MORE OF THE SAME DEBT AND UNEMPLOYMENT, TO ALL THOSE THAT VOTED FOR OBAMA, DONT YOU FEEL ENCOURAGED NOW